Your pension

This is a defined contribution (DC) pension arrangement with administration provided by Scottish Widows.  Employees are contractually enrolled into the pension plan on a salary exchange basis. The default contribution rate is 3% with a matching company contribution of 6%. The company offer a double matching arrangement up to 10% of your salary, when you pay 5%. You are able to update your contributions at any time via YourReward. These contributions are then invested in your chosen investment option.

Under salary exchange your salary is reduced by the amount of your contributions and the Company pays the total contribution into your own pension account, saving you some national insurance contributions. 

The MMT Trustee Board is responsible for this pension scheme, but the day-to-day administration is carried out by the pension administration team at Scottish Widows. If you have any questions about your membership, or would like to transfer former pension policies into the MMT, contact this team.  

For more information on your current pension plan, please visit the MMT website: https://www.scottishwidows.co.uk/save/atkinsrealis/. You can log in to view your account details from the website above, or directly through YourReward.

If you wish to contact the Scottish Widows team you can do this via:

Phone: 0800 587 1912
Phone: +44 113 208 3867 (if calling from abroad)
Email: workplacesavings@scottishwidows.co.uk

The team can be contacted Monday to Friday, 8am to 6pm.

These plans are historic defined pension contributions arrangements for employees of either SNC-Lavalin Rail & Transit Ltd or SNC-Lavalin UK Ltd. 

The day-to-day administration is carried out by Aegon who also have an Independent Governance Committee (IGC) to oversee the running of the plans. 

For more information, contact the Aegon team on:
Aegon Workplace Savings
Phone: 03456 801234
Email: clientsupport@arc.aegon.co.uk

This Plan is a historic defined benefit and is closed to new members. 

The Trustee (Atkins Pension Trustee Limited) is responsible for this pension scheme, but the day-to-day administration is carried out by the pension administration team at XPS Administration. If you have any questions about your membership, contact this team.

For more information on this pension plan, please visit the Atkins Pension Plan website: www.mypension.com/atkins. You can log in to view your account details from the website above, or directly through YourReward (if you have previously registered with the mypension website). If you wish to contact the XPS Administration team you can do this via:

Phone: 0118 313 0744
Email: atkins@xpsgroup.com

The F+G pension plans are closed to new joiners and were previously only available to employees who joined with Faithful+Gould contracts prior to 2015.

There are two legacy F+G plans: the F+G Group Personal Pension Plan and the F+G Retirement and Death Benefits Plan.

Log in for information on your current pension plan or contact the administration team by visiting the Standard Life website.

 

The Railways Pension Scheme (RPS) is available to employees who previously worked in the rail industry and this is now generally closed to new employees. Some employees who join or have joined the company from the rail industry may be able to keep the benefits offered in their previous scheme. Check your terms and conditions of employment for more details.

For more information, contact RPMI on:

RPMI
PO Box 300
Darlington, DL3 6YJ

Phone: 0800 234 3434
Email: csu@rpmi.co.uk
Website: www.railwaypensions.co.uk